Convert Bank Pekao Bank Statements to CSV

To convert a Bank Pekao bank statement to CSV, upload your official electronic or scanned PDF statement to BankStmtConverter. The extraction engine reads every transaction row, isolates transaction dates, descriptions, debit and credit values, and closing balances, and generates a formatted CSV file ready for download in seconds.

How to convert your Bank Pekao PDF statement to CSV

1. Upload your statement: Select your Bank Pekao monthly PDF statement (wyciąg bankowy) from your local device or drag and drop it into the converter.
2. Automatic table extraction: The parser scans table grids across all pages, extracting multi-line transaction narratives and numeric amounts.
3. Mathematical verification: The engine validates the extracted figures against the printed opening balance (saldo początkowe) and closing balance (saldo końcowe).
4. Download CSV: Save the resulting CSV file directly to your computer for immediate import into your accounting software or spreadsheet editor.

What data is extracted from Bank Pekao statements?

Bank Pekao statements typically format transaction data in structured tables across multiple pages. The converter parses both standard current accounts (Konto Przekorzystne, Konto Biznes) and corporate settlement accounts. The resulting CSV output includes clean columns containing:

• Posting Date (Data księgowania): The calendar date when the transaction settled on your account.
• Transaction Date (Data operacji): The date the transfer, card payment, or withdrawal occurred.
• Description and Beneficiary (Tytuł transakcji / Odbiorca): Full payment titles, contractor names, invoice references, and transaction identifiers, cleaned of line-break anomalies.
• Transaction Type: Categorization flags such as domestic transfer (przelew krajowy), BLIK, card settlement, or tax transfer (przelew podatkowy).
• Debit Amount (Obciążenia): Outgoing transfers and fees formatted as clean numeric values.
• Credit Amount (Uznania): Incoming payments and deposits.
• Running Balance (Saldo po operacji): The account balance after each individual posting, enabling line-by-line verification.

Configuring Bank Pekao CSV files for accounting workflows

Converting statements to CSV provides universal compatibility across accounting platforms, custom ERPs, and database systems. Unlike proprietary binary formats, plain text CSV allows complete control over column mapping, date structures, and decimal separators.

When preparing Bank Pekao CSV files for Polish and international accounting packages (such as Comarch ERP Optima, Symfonia, wFirma, or global solutions like Zoho Books), formatting specifics matter:

• Character Encoding: Bank Pekao statements frequently contain specific Polish diacritics (ą, ć, ę, ł, ń, ó, ś, ź, ż) in contractor names and payment references. The exported CSV uses UTF-8 encoding by default, preventing garbled text when opening files in spreadsheet tools or accounting imports.
• Decimal and Thousand Separators: Polish banking records use commas as decimal points (e.g., 1 450,50 PLN). The converter standardizes numeric fields to standard machine-readable decimal formatting (e.g., 1450.50) to eliminate parsing errors during automated imports.
• Date Formatting: Dates are output in consistent YYYY-MM-DD or DD/MM/YYYY formats, allowing instant sorting without manual formula manipulation.

If you prefer native spreadsheet formulas or pre-built pivot tables, you can also convert Bank Pekao bank statements to Excel, or export directly to specialized software profiles like Bank Pekao to Xero.

Comparison: Manual entry vs. basic PDF export vs. BankStmtConverter

Method	Time (10-page statement)	Typing Error Risk	Scanned PDF Support	Balance Validation
Manual Data Entry	45–60 minutes	High	Yes (Manual)	Manual recalculation
Generic PDF Copy-Paste	15–25 minutes	Medium (Misaligned columns)	No	None
BankStmtConverter	Under 10 seconds	Zero extraction error	Yes (OCR included)	Automated check

Example of converted Bank Pekao statement data

Below is an example of how raw transaction lines from a Bank Pekao business account are structured in the resulting CSV output:

Date	Description	Debit (PLN)	Credit (PLN)	Balance (PLN)
10/04/2024	Opłata za prowadzenie rachunku	25.00		14,350.20
12/04/2024	Przelew zewn.: Faktura FV/2024/04/101 Hurtownia ABC	3,200.00		11,150.20
14/04/2024	Przelew uznaniowy: Wynagrodzenie kontraktowe Kowalski Sp. z o.o.		8,450.00	19,600.20
15/04/2024	Płatność kartą: Stacja Paliw Orlen Warszawa	280.50		19,319.70

Handling scanned and multi-page Bank Pekao statements

Accountants often receive paper printouts or flat scans from clients rather than native digital PDFs. BankStmtConverter includes an optical character recognition (OCR) engine trained specifically on banking typography and table geometries.

The parser handles deskewing, noisy scan artifacts, and statements spanning dozens of pages. If a single transaction description runs across multiple lines across a page boundary, the text is merged into a single field rather than split into empty rows. The engine verifies every page's subtotal against opening and closing balances to ensure complete precision.

Security and data confidentiality

Financial documents contain sensitive business and client records. All files uploaded to BankStmtConverter are transmitted over 256-bit TLS encrypted connections. Documents are processed automatically in isolated memory environments and deleted permanently from our servers immediately after conversion. We do not store financial records, sell transaction metadata, or use customer statements to train machine learning models.

For more options across different financial institutions, browse our list of Polish banks or explore all supported banks worldwide.